Terms and Conditions

These Terms and Conditions constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you”) and Puffin Loans (“we,” “us” or “our”), concerning your access to and use of the website (the “Service”). You agree that by accessing the Service, you have read, understood, and agree to be bound by all of these Terms and Conditions.

Use of the Service

By using this Service, you represent that you have the legal capacity to enter into these Terms and you agree to comply with all applicable laws and regulations.

Prohibited Activities

You may not access or use the Service for any purpose other than that for which we make the Service available.

Modifications and Interruptions to the Service

We reserve the right to change, modify, or remove the contents of the Service at any time or for any reason at our sole discretion without notice. We also reserve the right to modify or discontinue all or part of the Service without notice at any time.

Governing Law

These Terms and Conditions and your use of the Service are governed by and construed in accordance with the laws of Canada applicable to agreements made and to be entirely performed within Canada, without regard to its conflict of law principles.